In 2024, 37.9% of all students and a shocking 76.1% of students living alone (including those living in shared flats) were considered to be at risk of poverty. Larger expenses therefore quickly lead to existential hardship.
This is a scandal. (Quelle: Destatis)
This financial plight is particularly noticeable at the beginning of the semester when the semester contribution is due. This is often a deep cut in the wallet, which is usually designed to be +-0 at the end of the month. As more and more students have approached us in recent semesters asking for financial bridging assistance for this time, we have now introduced a semester contribution loan (based on the UHH model).
The loan is intended to ensure that all students have access to education and studies and to avoid exmatriculation solely due to financial hardship. The loan is interest-free and is to be repaid in 6 installments. In this way, the financial burden is spread over several smaller amounts.
All students have the opportunity to apply for this semester contribution loan (SBD) until February 15.
Simply write to our Department of Health and Social Affairs: soziales@asta.tuhh.de
They will send you the necessary documents and explain the process further.
Updated: Feb. 4, 2025